Government Price Controls Are Disastrous For Texas

Government mandated interest rate caps on borrowings have unintended consequences that are disastrous for millions of Texans who need access to credit.

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Texans Deserve Access To
Credit In An Emergency

According to the FDIC, 34 percent of Texans are underbanked meaning they don’t have access to traditional credit services. Worse, according to an FDIC survey, 40 percent of Americans wouldn’t be able to handle a $400 financial emergency such as unexpected medical bills, car repairs, etc. Texans have the right to make their own financial choices based on what is right for them and their family.

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Borrowers Are
Overwhelmingly Satisfied

A vast majority of CAB borrowers carefully weigh the risks and benefits of financial products before making a decision. Borrowers overwhelmingly value the financial products and are satisfied with services.

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Texas Credit Access Businesses
Are Heavily Regulated

Texas Credit Access Businesses (CABs) are heavily regulated by more than 26 Federal and State Laws. The 2019 Texas Sunset Commission reviewed and reapproved the consumer credit chapters in the finance code. The recommendations were signed into law by Governor Abbott in 2019.

LEARN MORE

Government Price Controls Are Disastrous For Texas

Government mandated interest rate caps on borrowings have unintended consequences that are disastrous for millions of Texans who need access to credit.

LEARN MORE

Texans Deserve Access To Credit In An Emergency

According to the FDIC, 34 percent of Texans are underbanked meaning they don’t have access to traditional credit services. Worse, according to an FDIC survey, 40 percent of Americans wouldn’t be able to handle a $400 financial emergency such as unexpected medical bills, car repairs, etc. Texans have the right to make their own financial choices based on what is right for them and their family.

LEARN MORE

Borrowers Are Overwhelmingly Satisfied

A vast majority of CAB borrowers carefully weigh the risks and benefits of financial products before making a decision. Borrowers overwhelmingly value the financial products and are satisfied with services.

LEARN MORE

Texas Credit Access Businesses Are Heavily Regulated

Texas Credit Access Businesses (CABs) are heavily regulated by more than 26 Federal and State Laws. The 2019 Texas Sunset Commission reviewed and reapproved the consumer credit chapters in the finance code. The recommendations were signed into law by Governor Abbott in 2019.

LEARN MORE

Government Price Controls Are Disastrous For Texas

Government mandated interest rate caps on borrowings have unintended consequences that are disastrous for millions of Texans who need access to credit.

LEARN MORE

Texans Deserve Access To Credit In An Emergency

According to the FDIC, 34 percent of Texans are underbanked meaning they don’t have access to traditional credit services. Worse, according to an FDIC survey, 40 percent of Americans wouldn’t be able to handle a $400 financial emergency such as unexpected medical bills, car repairs, etc. Texans have the right to make their own financial choices based on what is right for them and their family.

LEARN MORE

Borrowers Are Overwhelmingly Satisfied

A vast majority of CAB borrowers carefully weigh the risks and benefits of financial products before making a decision. Borrowers overwhelmingly value the financial products and are satisfied with services.

LEARN MORE

Texas Credit Access Businesses Are Heavily Regulated

Texas Credit Access Businesses (CABs) are heavily regulated by more than 26 Federal and State Laws. The 2019 Texas Sunset Commission reviewed and reapproved the consumer credit chapters in the finance code. The recommendations were signed into law by Governor Abbott in 2019.

LEARN MORE

Government Price Controls Are Disastrous For Texas

Government mandated interest rate caps on borrowings have unintended consequences that are disastrous for millions of Texans who need access to credit.

LEARN MORE

Texans Deserve Access To Credit In An Emergency

According to the FDIC, 34 percent of Texans are underbanked meaning they don’t have access to traditional credit services. Worse, according to an FDIC survey, 40 percent of Americans wouldn’t be able to handle a $400 financial emergency such as unexpected medical bills, car repairs, etc. Texans have the right to make their own financial choices based on what is right for them and their family.

LEARN MORE

Borrowers Are Overwhelmingly Satisfied

A vast majority of CAB borrowers carefully weigh the risks and benefits of financial products before making a decision. Borrowers overwhelmingly value the financial products and are satisfied with services.

LEARN MORE

Texas Credit Access Businesses Are Heavily Regulated

Texas Credit Access Businesses (CABs) are heavily regulated by more than 26 Federal and State Laws. The 2019 Texas Sunset Commission reviewed and reapproved the consumer credit chapters in the finance code. The recommendations were signed into law by Governor Abbott in 2019.

LEARN MORE