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		<title>Texans For Financial Choice</title>
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		<description><![CDATA[Texans For Financial Choice]]></description>
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			<guid><![CDATA[https://texansforfinancialchoice.com/elizabeth-warren-pushes-post-office-banking/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/elizabeth-warren-pushes-post-office-banking/]]></link>
			<title>Elizabeth Warren Pushes Post Office Banking</title>
			<pubDate><![CDATA[Wed, 25 Sep 2024 14:43:54 +0000]]></pubDate>
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			<guid><![CDATA[https://texansforfinancialchoice.com/how-partisan-bureaucrats-weaponized-financial-regulation/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/how-partisan-bureaucrats-weaponized-financial-regulation/]]></link>
			<title>How Partisan Bureaucrats Weaponized Financial Regulation</title>
			<pubDate><![CDATA[Wed, 25 Sep 2024 14:39:08 +0000]]></pubDate>
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			<guid><![CDATA[https://texansforfinancialchoice.com/70-of-us-consumers-feel-stressed-about-personal-finances/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/70-of-us-consumers-feel-stressed-about-personal-finances/]]></link>
			<title>70% of US Consumers Feel Stressed About Personal Finances</title>
			<pubDate><![CDATA[Wed, 25 Sep 2024 14:36:06 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/the-push-for-public-banking-in-new-york/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/the-push-for-public-banking-in-new-york/]]></link>
			<title>The Push for Public Banking in New York</title>
			<pubDate><![CDATA[Wed, 25 Sep 2024 14:32:06 +0000]]></pubDate>
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			<guid><![CDATA[https://texansforfinancialchoice.com/dear-cfpb-your-cure-is-worse-than-the-disease/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/dear-cfpb-your-cure-is-worse-than-the-disease/]]></link>
			<title>Dear CFPB: Your Cure Is Worse Than the Disease </title>
			<pubDate><![CDATA[Wed, 25 Sep 2024 14:27:24 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/us-agency-says-apps-that-let-workers-access-paychecks-before-payday-are-providing-loans/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/us-agency-says-apps-that-let-workers-access-paychecks-before-payday-are-providing-loans/]]></link>
			<title>US agency says apps that let workers access paychecks before payday are providing loans</title>
			<pubDate><![CDATA[Wed, 25 Sep 2024 14:23:49 +0000]]></pubDate>
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			<guid><![CDATA[https://texansforfinancialchoice.com/many-californians-lack-access-to-financial-services-a-public-banking-option-could-help-them/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/many-californians-lack-access-to-financial-services-a-public-banking-option-could-help-them/]]></link>
			<title>Many Californians lack access to financial services. A public banking option could help them</title>
			<pubDate><![CDATA[Wed, 25 Sep 2024 14:19:24 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/walmart-puts-its-own-stamp-on-bnpl/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/walmart-puts-its-own-stamp-on-bnpl/]]></link>
			<title>Walmart Puts Its Own Stamp on BNPL</title>
			<pubDate><![CDATA[Wed, 25 Sep 2024 14:12:16 +0000]]></pubDate>
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			<guid><![CDATA[https://texansforfinancialchoice.com/splitit-powers-banks-installment-plans-at-checkout/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/splitit-powers-banks-installment-plans-at-checkout/]]></link>
			<title>Splitit Powers Banks Installment Plans at Checkout</title>
			<pubDate><![CDATA[Wed, 25 Sep 2024 14:07:04 +0000]]></pubDate>
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			<guid><![CDATA[https://texansforfinancialchoice.com/caps-on-lending-rates-distort-consumer-credit-availability/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/caps-on-lending-rates-distort-consumer-credit-availability/]]></link>
			<title>Caps on Lending Rates Distort Consumer Credit Availability  </title>
			<pubDate><![CDATA[Wed, 25 Sep 2024 13:58:04 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/group-affiliated-with-dangerous-operation-choke-point-now-lobbying-to-regulate-fellow-lenders-in-the-states/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/group-affiliated-with-dangerous-operation-choke-point-now-lobbying-to-regulate-fellow-lenders-in-the-states/]]></link>
			<title>Group Affiliated with ‘Dangerous’ Operation Choke Point Now Lobbying to Regulate Fellow Lenders in the States</title>
			<pubDate><![CDATA[Wed, 25 Sep 2024 13:57:19 +0000]]></pubDate>
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			<guid><![CDATA[https://texansforfinancialchoice.com/action/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/action/]]></link>
			<title>Take Action</title>
			<pubDate><![CDATA[Thu, 21 Jul 2022 16:44:59 +0000]]></pubDate>
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			<guid><![CDATA[https://texansforfinancialchoice.com/real-vs-fake-news/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/real-vs-fake-news/]]></link>
			<title>Real vs Fake News</title>
			<pubDate><![CDATA[Thu, 18 Jul 2024 20:36:50 +0000]]></pubDate>
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			<guid><![CDATA[https://texansforfinancialchoice.com/press/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/press/]]></link>
			<title>Press</title>
			<pubDate><![CDATA[Thu, 18 Jul 2024 20:29:11 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/resources/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/resources/]]></link>
			<title>Resources</title>
			<pubDate><![CDATA[Thu, 18 Jul 2024 20:25:52 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/key-facts/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/key-facts/]]></link>
			<title>Key Facts</title>
			<pubDate><![CDATA[Thu, 18 Jul 2024 20:16:27 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/about/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/about/]]></link>
			<title>About The Issue</title>
			<pubDate><![CDATA[Thu, 18 Jul 2024 19:58:17 +0000]]></pubDate>
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			<guid><![CDATA[https://texansforfinancialchoice.com/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/]]></link>
			<title>Home</title>
			<pubDate><![CDATA[Thu, 18 Jul 2024 19:09:42 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/millions-of-americans-are-unbanked-just-like-this-tv-talk-show-host/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/millions-of-americans-are-unbanked-just-like-this-tv-talk-show-host/]]></link>
			<title>Millions Of Americans Are Unbanked Just Like This TV Talk Show Host</title>
			<pubDate><![CDATA[Thu, 14 Jul 2022 21:27:06 +0000]]></pubDate>
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			<guid><![CDATA[https://texansforfinancialchoice.com/time-to-eliminate-interest-rate-caps-on-small-dollar-installment-loans/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/time-to-eliminate-interest-rate-caps-on-small-dollar-installment-loans/]]></link>
			<title>Time To Eliminate Interest Rate Caps On Small-Dollar Installment Loans</title>
			<pubDate><![CDATA[Thu, 14 Jul 2022 21:24:09 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/those-people-who-rely-on-small-dollar-loans-are-real-americans/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/those-people-who-rely-on-small-dollar-loans-are-real-americans/]]></link>
			<title>Those People Who Rely On Small-Dollar Loans Are Real Americans</title>
			<pubDate><![CDATA[Thu, 14 Jul 2022 21:21:12 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/what-the-left-gets-wrong-about-bernie-sanders-and-elizabeth-warren/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/what-the-left-gets-wrong-about-bernie-sanders-and-elizabeth-warren/]]></link>
			<title>What The Left Gets Wrong About Bernie Sanders and Elizabeth Warren</title>
			<pubDate><![CDATA[Thu, 14 Jul 2022 21:18:52 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/its-hard-to-manage-your-credit-when-youve-never-heard-of-interest/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/its-hard-to-manage-your-credit-when-youve-never-heard-of-interest/]]></link>
			<title>It&#8217;s Hard To Manage Your Credit When You&#8217;ve Never Heard Of &#8216;Interest&#8217;</title>
			<pubDate><![CDATA[Thu, 14 Jul 2022 21:15:17 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/financial-services-regulatory-sandbox-is-win-for-consumers/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/financial-services-regulatory-sandbox-is-win-for-consumers/]]></link>
			<title>Financial Services &#8216;Regulatory Sandbox&#8217; Is Win For Consumers</title>
			<pubDate><![CDATA[Thu, 14 Jul 2022 21:07:20 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/the-cfpb-and-payday-lending-regulations/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/the-cfpb-and-payday-lending-regulations/]]></link>
			<title>The CFPB and Payday Lending Regulations</title>
			<pubDate><![CDATA[Thu, 14 Jul 2022 21:04:25 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/why-bans-will-not-encourage-responsible-innovation/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/why-bans-will-not-encourage-responsible-innovation/]]></link>
			<title>Why Bans Will Not Encourage &#8220;Responsible Innovation&#8221;</title>
			<pubDate><![CDATA[Thu, 14 Jul 2022 21:01:03 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/why-are-so-many-of-us-living-paycheck-to-paycheck/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/why-are-so-many-of-us-living-paycheck-to-paycheck/]]></link>
			<title>Why Are So Many Of Us Living Paycheck To Paycheck?</title>
			<pubDate><![CDATA[Thu, 14 Jul 2022 20:58:47 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/payday-loan-regulations-rollback-is-win-for-business-consumers/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/payday-loan-regulations-rollback-is-win-for-business-consumers/]]></link>
			<title>Payday Loan Regulations Rollback Is Win For Business, Consumers</title>
			<pubDate><![CDATA[Thu, 14 Jul 2022 20:56:24 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/payday-loans-are-no-worse-than-avocado-toast/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/payday-loans-are-no-worse-than-avocado-toast/]]></link>
			<title>Payday Loans Are No Worse Than Avocado Toast</title>
			<pubDate><![CDATA[Thu, 14 Jul 2022 20:54:20 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/the-strange-connection-between-the-cfpb-and-antifa/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/the-strange-connection-between-the-cfpb-and-antifa/]]></link>
			<title>The Strange Connection Between The CFPB and Antifa</title>
			<pubDate><![CDATA[Thu, 14 Jul 2022 20:52:10 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/real-people-and-small-dollar-loans/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/real-people-and-small-dollar-loans/]]></link>
			<title>Real People and Small Dollar Loans</title>
			<pubDate><![CDATA[Thu, 14 Jul 2022 20:49:13 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/short-term-loans-viable-option-for-consumers/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/short-term-loans-viable-option-for-consumers/]]></link>
			<title>Short-Term Loans Viable Option For Consumers</title>
			<pubDate><![CDATA[Thu, 14 Jul 2022 20:47:19 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/40-of-americans-cant-cover-a-400-emergency-expense/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/40-of-americans-cant-cover-a-400-emergency-expense/]]></link>
			<title>40% Of Americans Can&#8217;t Cover A $400 Emergency Expense</title>
			<pubDate><![CDATA[Thu, 14 Jul 2022 20:44:52 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/bernie-sanders-and-aoc-basically-want-to-ban-credit-cards/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/bernie-sanders-and-aoc-basically-want-to-ban-credit-cards/]]></link>
			<title>Bernie Sanders and AOC Basically Want To Ban Credit Cards</title>
			<pubDate><![CDATA[Thu, 14 Jul 2022 20:41:17 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/loan-sharks-interest-rate-cap-would-hurt-those-its-designed-to-help/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/loan-sharks-interest-rate-cap-would-hurt-those-its-designed-to-help/]]></link>
			<title>Loan Sharks? Interest Rate Cap Would Hurt Those It&#8217;s Designed To Help</title>
			<pubDate><![CDATA[Thu, 14 Jul 2022 20:39:31 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/the-unintended-consequences-of-interest-rate-caps/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/the-unintended-consequences-of-interest-rate-caps/]]></link>
			<title>The Unintended Consequences Of Interest Rate Caps</title>
			<pubDate><![CDATA[Thu, 14 Jul 2022 20:32:20 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/extra-credit/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/extra-credit/]]></link>
			<title>Extra Credit</title>
			<pubDate><![CDATA[Thu, 14 Jul 2022 20:29:50 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/aoc-and-sanders-credit-card-interest-rate-cap-would-be-disasterous/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/aoc-and-sanders-credit-card-interest-rate-cap-would-be-disasterous/]]></link>
			<title>AOC and Sanders&#8217; Credit Card Interest Rate Cap Would Be Disasterous</title>
			<pubDate><![CDATA[Thu, 14 Jul 2022 20:27:47 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/if-you-hate-payday-loans-come-up-with-a-better-system/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/if-you-hate-payday-loans-come-up-with-a-better-system/]]></link>
			<title>If You Hate Payday Loans, Come Up With A Better System</title>
			<pubDate><![CDATA[Thu, 14 Jul 2022 20:25:03 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/a-national-interest-rate-cap-would-harm-consumers-in-the-name-of-consumers/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/a-national-interest-rate-cap-would-harm-consumers-in-the-name-of-consumers/]]></link>
			<title>A National Interest Rate Cap Would Harm Consumers In The Name Of Consumers</title>
			<pubDate><![CDATA[Thu, 14 Jul 2022 20:22:42 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/congressional-leaders-want-to-deny-access-to-cash-for-struggling-americans/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/congressional-leaders-want-to-deny-access-to-cash-for-struggling-americans/]]></link>
			<title>Congressional Leaders Want To Deny Access To Cash For Struggling Americans</title>
			<pubDate><![CDATA[Thu, 14 Jul 2022 20:20:47 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/how-each-state-is-shaping-the-personal-finance-iq-of-its-students/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/how-each-state-is-shaping-the-personal-finance-iq-of-its-students/]]></link>
			<title>How Each State Is Shaping The Personal Finance IQ Of Its Students</title>
			<pubDate><![CDATA[Thu, 14 Jul 2022 20:18:34 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/sample-page/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/sample-page/]]></link>
			<title>Sample Page</title>
			<pubDate><![CDATA[Thu, 04 Aug 2022 16:04:26 +0000]]></pubDate>
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			<guid><![CDATA[https://texansforfinancialchoice.com/opinion-how-payday-loan-restrictions-can-hurt-the-people-theyre-meant-to-help/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/opinion-how-payday-loan-restrictions-can-hurt-the-people-theyre-meant-to-help/]]></link>
			<title>Opinion: How payday loan restrictions can hurt the people they’re meant to help</title>
			<pubDate><![CDATA[Mon, 15 Sep 2025 15:56:37 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/alaska-rejects-price-controls-on-interest-rates/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/alaska-rejects-price-controls-on-interest-rates/]]></link>
			<title>Alaska Rejects Price Controls on Interest Rates </title>
			<pubDate><![CDATA[Mon, 15 Sep 2025 15:54:30 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/opinion-dunleavy-was-right-to-veto-the-interest-rate-cap-bill/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/opinion-dunleavy-was-right-to-veto-the-interest-rate-cap-bill/]]></link>
			<title>Opinion: Dunleavy was right to veto the interest rate cap bill</title>
			<pubDate><![CDATA[Mon, 15 Sep 2025 15:53:17 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/why-isnt-financial-literacy-taught-in-schools-and-who-benefits-from-that/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/why-isnt-financial-literacy-taught-in-schools-and-who-benefits-from-that/]]></link>
			<title>Why Isn’t Financial Literacy Taught in Schools — and Who Benefits From That?</title>
			<pubDate><![CDATA[Mon, 15 Sep 2025 15:49:43 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/operation-choke-point-2-0-sc-credit-union-chief-tied-to-feds-effort-to-de-bank-certain-industries/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/operation-choke-point-2-0-sc-credit-union-chief-tied-to-feds-effort-to-de-bank-certain-industries/]]></link>
			<title>Operation Choke Point 2.0: SC credit union chief tied to feds’ effort to ‘de-bank’ certain industries</title>
			<pubDate><![CDATA[Mon, 15 Sep 2025 15:47:27 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/new-data-shows-consumers-take-strategic-approach-to-credit-usage/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/new-data-shows-consumers-take-strategic-approach-to-credit-usage/]]></link>
			<title>New Data Shows Consumers Take Strategic Approach to Credit Usage</title>
			<pubDate><![CDATA[Mon, 15 Sep 2025 15:47:25 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://texansforfinancialchoice.com/credit-card-interest-cap-the-plan-to-debank-the-most-financially-vulnerable/]]></guid>
			<link><![CDATA[https://texansforfinancialchoice.com/credit-card-interest-cap-the-plan-to-debank-the-most-financially-vulnerable/]]></link>
			<title>Credit Card Interest Cap: The Plan to Debank the Most Financially Vulnerable</title>
			<pubDate><![CDATA[Mon, 15 Sep 2025 15:45:38 +0000]]></pubDate>
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